Post Office RD vs Bank RD
| Feature | Post Office RD | Bank RD |
|---|---|---|
| ब्याज दर | 6.7% (Q4 2025-26) | 5.5% – 7.5% |
| Tenure | 5 वर्ष (Fixed) | 6 महीने – 10 वर्ष |
| Government Guarantee | हाँ (Sovereign) | DICGC से ₹5 लाख तक |
| TDS | नहीं | ₹40,000+ ब्याज पर 10% |
| Min Monthly Amount | ₹100 | ₹500 – ₹1,000 |