EPF Contribution कैसे होती है?
| Contribution | % | जाता कहाँ? |
|---|---|---|
| Employee (आपकी) | 12% of Basic+DA | EPF Account |
| Employer — EPF | 3.67% of Basic+DA | EPF Account |
| Employer — EPS | 8.33% (max ₹1,250/माह) | Pension Fund (EPS-95) |
| Employer — EDLI | 0.5% | Life Insurance |
Tax Benefit: Employee का PF contribution (12%) Section 80C में deductible है। EPF maturity पर withdrawal 5 वर्ष बाद completely Tax-Free है।