Compound Interest Formula
A = P × (1 + r/n)^(n×t) | CI = A − P
जहाँ A = Final Amount, P = Principal, r = Annual Rate (decimal), n = Compounding times/year, t = Time in years
Simple Interest vs Compound Interest
₹1 लाख को 10 वर्ष के लिए 10% पर रखें तो:
| Simple Interest | Compound Interest (Quarterly) | |
|---|---|---|
| 10 वर्ष बाद Total | ₹2,00,000 | ₹2,68,506 |
| ब्याज | ₹1,00,000 | ₹1,68,506 |
| फर्क | ₹68,506 ज्यादा — सिर्फ Compounding की वजह से! | |